Saturday, October 1, 2022

    The best credit cards for streaming services of 2022

    The best credit cards for streaming services of 2022

    Updated

    2022-09-15T22:16:21Z


    Insider’s experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page.

    The pandemic has drastically changed our day-to-day lives, and even though the world is opening up again, most of us are still spending more time at home than before. For most people, that means a change to their credit card spending and travel rewards strategy.

    Capital One Capital One SavorOne Cash Rewards Credit Card

    Capital One SavorOne Cash Rewards Credit Card


    Intro offer

    Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening


    Rewards

    Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores. Earn 1% cash back on all other purchases.

    Capital One Capital One SavorOne Cash Rewards Credit Card

    Capital One SavorOne Cash Rewards Credit Card


    Intro offer

    Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening


    Rewards

    Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores. Earn 1% cash back on all other purchases.

    If you’re watching Netflix, Hulu, or another streaming service while you’re hanging out at home, consider using a credit card that earns bonus rewards on streaming services. There are several great options, including cards that earn bonus travel points and some that earn cash back.

    Here are some of the best credit cards that earn bonus rewards on streaming services.

    Compare the best credit cards for streaming services of 2022

    Chase Chase Sapphire Preferred® Card

    Chase Sapphire Preferred® Card


    Intro offer

    60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening


    Rewards

    Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.

    Chase Chase Sapphire Preferred® Card

    Chase Sapphire Preferred® Card


    Intro offer

    60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening


    Rewards

    Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.

    Card Details


    Rewards

    Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.


    Intro offer

    60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening


    Recommended Credit

    Good to Excellent

    Recommended credit score. Note that credit card lenders may use many different variations of credit score models when considering your application.

    Show more


    Regular APR

    18.24% – 25.24% Variable

    Editor’s Rating

    4.8/5

    Our editor’s ratings analyze fees, bonuses, rewards, and benefits to highlight the simplest and most valuable credit cards available.

    Show more

    Pros & Cons

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    High intro bonus offer starts you off with lots of points

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Strong travel coverage

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Doesn’t offer a Global Entry/TSA PreCheck application fee credit

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 when you redeem through Chase Ultimate Rewards®.
    • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
    • With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
    • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
    • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

    Additional Reading

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    American Express Blue Cash Preferred® Card from American Express

    Blue Cash Preferred® Card from American Express


    Intro offer

    $350 statement credit after you spend $3,000 in purchases on your new card within the first 6 months from account opening


    Rewards

    Earn 6% cash back on purchases at U.S. supermarkets (up to $6,000 per year, then 1%). Earn 6% cash back on select U.S. streaming subscriptions. Earn 3% cash back on transit (including taxis, rideshare, parking, tolls, trains, buses, and more). Earn 3% cash back on gas at U.S. gas stations. Earn 1% cash back on all other purchases.

    American Express Blue Cash Preferred® Card from American Express

    Blue Cash Preferred® Card from American Express


    Intro offer

    $350 statement credit after you spend $3,000 in purchases on your new card within the first 6 months from account opening


    Rewards

    Earn 6% cash back on purchases at U.S. supermarkets (up to $6,000 per year, then 1%). Earn 6% cash back on select U.S. streaming subscriptions. Earn 3% cash back on transit (including taxis, rideshare, parking, tolls, trains, buses, and more). Earn 3% cash back on gas at U.S. gas stations. Earn 1% cash back on all other purchases.

    On American Express’s website

    Card Details


    Rewards

    Earn 6% cash back on purchases at U.S. supermarkets (up to $6,000 per year, then 1%). Earn 6% cash back on select U.S. streaming subscriptions. Earn 3% cash back on transit (including taxis, rideshare, parking, tolls, trains, buses, and more). Earn 3% cash back on gas at U.S. gas stations. Earn 1% cash back on all other purchases.


    Intro offer

    $350 statement credit after you spend $3,000 in purchases on your new card within the first 6 months from account opening


    Recommended Credit

    Good to Excellent


    Regular APR

    16.24% – 27.24% Variable


    Intro APR

    0% intro APR for 12 months on purchases and balance transfers from the date of account opening

    Pros & Cons

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Generous bonus rewards, especially at U.S. supermarkets

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    One of a small handful of credit cards that offer bonus rewards on select streaming services

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Intro APR offer

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Unlike many other cash-back cards, it charges an annual fee

    Dash icon A dash. It often indicates an interaction to shrink a section.

    If you spend more than $6,000 at US supermarkets each year, you’ll want to use another card once you reach that cap

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    • Earn a $350 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
    • Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 16.24%-27.24%.
    • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 Plan It fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a fixed monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
    • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
    • 6% Cash Back on select U.S. streaming subscriptions.
    • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
    • 1% Cash Back on other purchases.
    • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Thinking about getting The Disney Bundle which includes Disney , Hulu, and ESPN ? Your decision made easy with $7/month back in the form of a statement credit after you spend $13.99 or more each month on an eligible subscription with your Blue Cash Preferred Card. Enrollment required.
    • $95 Annual Fee.
    • Terms Apply.
    • See Rates & Fees

    Additional Reading

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Capital One Capital One Savor Cash Rewards Credit Card

    Capital One Savor Cash Rewards Credit Card


    Intro offer

    Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months


    Rewards

    Earn unlimited 4% cash back on dining, entertainment, and popular streaming services. Earn 3% at grocery stores. Earn 1% on all other purchases.

    Capital One Capital One Savor Cash Rewards Credit Card

    Capital One Savor Cash Rewards Credit Card


    Intro offer

    Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months


    Rewards

    Earn unlimited 4% cash back on dining, entertainment, and popular streaming services. Earn 3% at grocery stores. Earn 1% on all other purchases.

    Card Details


    Rewards

    Earn unlimited 4% cash back on dining, entertainment, and popular streaming services. Earn 3% at grocery stores. Earn 1% on all other purchases.


    Intro offer

    Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months


    Recommended Credit

    Excellent


    Regular APR

    17.49% – 25.49% variable APR

    Pros & Cons

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    High cash-back rate for dining and entertainment

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    No foreign transaction fees

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Many other cash-back cards don’t charge an annual fee (but at least this one’s waived for the first year)

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    • Unlimited 4% cash back on dining and entertainment, 2% at grocery stores (excluding superstores like Walmart® and Target®) and 1% on all other purchases
    • No Foreign Transaction Fees
    • One-time $300 cash bonus once you spend $3,000 on purchases within 3 months from account opening

    Additional Reading

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Capital One Capital One SavorOne Cash Rewards Credit Card

    Capital One SavorOne Cash Rewards Credit Card


    Intro offer

    Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening


    Rewards

    Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores. Earn 1% cash back on all other purchases.

    Capital One Capital One SavorOne Cash Rewards Credit Card

    Capital One SavorOne Cash Rewards Credit Card


    Intro offer

    Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening


    Rewards

    Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores. Earn 1% cash back on all other purchases.

    Card Details


    Rewards

    Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores. Earn 1% cash back on all other purchases.


    Intro offer

    Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening


    Recommended Credit

    Good to Excellent


    Regular APR

    16.49% – 26.49% (Variable)


    Intro APR

    0% intro APR on purchases and balance transfers for 15 months (3% fee on the amounts transferred within the first 15 months)

    Pros & Cons

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    No annual fee

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Bonus cash back on dining, entertainment, and grocery store purchases

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Long intro APR period for purchases and balance transfers

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Other cards earn more cash back in certain bonus categories

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Not the highest sign-up bonus among cash-back cards

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
    • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
    • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply
    • Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
    • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
    • 0% intro APR on purchases and balance transfers for 15 months; 16.49% – 26.49% variable APR after that; 3% fee on the amounts transferred within the first 15 months
    • No foreign transaction fee
    • No annual fee

    Additional Reading

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    U.S. Bank U.S. Bank Cash ® Visa Signature® Card

    U.S. Bank Cash ® Visa Signature® Card


    Intro offer

    $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening


    Rewards

    5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants 1% cash back on all other eligible purchases

    U.S. Bank U.S. Bank Cash ® Visa Signature® Card

    U.S. Bank Cash ® Visa Signature® Card


    Intro offer

    $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening


    Rewards

    5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants 1% cash back on all other eligible purchases

    Card Details


    Rewards

    5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants 1% cash back on all other eligible purchases


    Intro offer

    $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening


    Recommended Credit

    Good to Excellent


    Regular APR

    16.74% – 26.74% (Variable)


    Intro APR

    0% intro APR on purchases and balance transfers for the first 15 billing cycles

    Pros & Cons

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Generous cash-back earning and welcome bonus for a no-annual-fee card

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Ability to choose the best 5% and 2% cash-back categories for you

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Introductory 0% APR offer on purchases and balance transfers

    Dash icon A dash. It often indicates an interaction to shrink a section.

    5% cash-back category is capped at $2,000 in purchases per quarter

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Foreign transaction fees

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Additional Reading

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Capital One Capital One SavorOne Student Cash Rewards Credit Card

    Capital One SavorOne Student Cash Rewards Credit Card


    Intro offer

    $100 cash bonus once you spend $100 on purchases within 3 months of account opening


    Rewards

    Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores. Earn 1% cash back on all other purchases.

    Capital One Capital One SavorOne Student Cash Rewards Credit Card

    Capital One SavorOne Student Cash Rewards Credit Card


    Intro offer

    $100 cash bonus once you spend $100 on purchases within 3 months of account opening


    Rewards

    Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores. Earn 1% cash back on all other purchases.

    Card Details


    Rewards

    Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores. Earn 1% cash back on all other purchases.


    Intro offer

    $100 cash bonus once you spend $100 on purchases within 3 months of account opening


    Recommended Credit

    Average, Fair, Limited


    Regular APR

    16.49% – 26.49% (Variable)

    Pros & Cons

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Good welcome bonus with an easy spending requirement

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Strong 3% cash back earning in popular everyday spending categories for students like dining, entertainment, eligible streaming services, and grocery stores (excluding superstores like Walmart® and Target®)

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    No annual fee or foreign transaction fees

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Only available to college students

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases
    • Limited Time Offer: Earn $100 when you spend $100 in the first three months
    • Enjoy peace of mind with $0 Fraud Liability so that you won’t be responsible for unauthorized charges
    • Enjoy no annual fee, foreign transaction fees, or hidden fees
    • Lock your card in the Capital One Mobile app if it’s misplaced, lost or stolen
    • Earn up to $500 a year by referring friends and family when they’re approved for a Capital One credit card
    • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
    • Pick the monthly due date that works best for you
    • Build your credit with responsible card use
    • Whether you’re at a 4-year university, community college or other higher education institution, this card might be an option for you

    Additional Reading

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    US Bank U.S. Bank Altitude® Connect Visa Signature® Card

    U.S. Bank Altitude® Connect Visa Signature® Card


    Intro offer

    50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening


    Rewards

    5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. 4X points on travel, gas stations, and EV charging stations. 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney , HBO Max and more! 2X points at grocery stores, grocery delivery, and dining. 1X point on all other eligible purchases.


    $95, waived for the first year

    Annual Fee

    US Bank U.S. Bank Altitude® Connect Visa Signature® Card

    U.S. Bank Altitude® Connect Visa Signature® Card


    Intro offer

    50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening


    Rewards

    5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. 4X points on travel, gas stations, and EV charging stations. 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney , HBO Max and more! 2X points at grocery stores, grocery delivery, and dining. 1X point on all other eligible purchases.


    $95, waived for the first year

    Annual Fee


    $95, waived for the first year

    Annual Fee

    On US Bank’s website

    Card Details


    Rewards

    5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. 4X points on travel, gas stations, and EV charging stations. 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney , HBO Max and more! 2X points at grocery stores, grocery delivery, and dining. 1X point on all other eligible purchases.


    Annual Fee

    $95, waived for the first year


    Intro offer

    50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening


    Recommended Credit

    Excellent/Good


    Regular APR

    18.24% – 26.24% (Variable)

    Pros & Cons

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Great earning rate on travel and at gas stations (4x points=4% back)

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Bonus points on streaming services plus $30 yearly streaming credit can save you money

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Global Entry or TSA PreCheck application fee credit is worth up to $100

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Annual fee after the first year

    Dash icon A dash. It often indicates an interaction to shrink a section.

    No airline or hotel transfer partners

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    • Intro Offer: Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That’s a $500 value redeemable towards travel, gift cards, cash back, merchandise and more.
    • 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
    • 4X points on travel, gas stations, and EV charging stations.
    • 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney , HBO Max and more!
    • 2X points at grocery stores, grocery delivery, and dining.
    • Receive up to $100 in statement credits for reimbursement toward your TSA PreCheck® or Global Entry® application fee once every four years.
    • 1X point on all other eligible purchases.
    • Points never expire.
    • Pay over time by splitting eligible purchases of $100 into equal monthly payments with U.S. Bank ExtendPay™ Plan.
    • Terms and conditions apply.

    Additional Reading

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Chase Amazon Prime Rewards Visa Signature Card

    Amazon Prime Rewards Visa Signature Card


    Intro offer

    $100 Amazon gift card instantly upon approval


    Rewards

    Earn 5% back on Amazon and Whole Foods purchases with an eligible Prime membership. Earn 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. Also, earn 10% back or more on a rotating selection of Amazon products and categories.

    Chase Amazon Prime Rewards Visa Signature Card

    Amazon Prime Rewards Visa Signature Card


    Intro offer

    $100 Amazon gift card instantly upon approval


    Rewards

    Earn 5% back on Amazon and Whole Foods purchases with an eligible Prime membership. Earn 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. Also, earn 10% back or more on a rotating selection of Amazon products and categories.

    Card Details


    Rewards

    Earn 5% back on Amazon and Whole Foods purchases with an eligible Prime membership. Earn 2% back at restaurants, gas stations, and drugstores, and 1% back on all other purchases. Also, earn 10% back or more on a rotating selection of Amazon products and categories.


    Intro offer

    $100 Amazon gift card instantly upon approval


    Regular APR

    16.49% – 24.49% Variable

    Pros & Cons

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    5% cash back at Amazon and Whole Foods is hard to beat

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Earns 2% cash back on other popular categories (restaurants, gas stations, drugstores)

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    No annual fee (though you have to be an Amazon Prime member)

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Other cards offer higher cash-back rates on non-Amazon purchases

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    • The information related to the Amazon Prime Rewards Visa Signature Card has been collected by Business Insider and has not been reviewed by the issuer.
    • 5% Back at Amazon.com and Whole Foods Market with an eligible Prime membership*
    • 2% Back at restaurants, gas stations, and drugstores
    • 1% Back on all other purchases
    • No annual credit card fee
    • No foreign transaction fees

    Additional Reading

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    Apple Apple Card


    Rewards

    Earn 3% cash back when you use your Apple Card to shop at Apple and select merchants (including Nike, Uber, and Walgreens). Earn 2% back when you pay for purchases with Apple Pay. Earn 1% back on other purchases when you use your physical card or pay online using your card number instead of Apple Pay.

    Apple Apple Card


    Rewards

    Earn 3% cash back when you use your Apple Card to shop at Apple and select merchants (including Nike, Uber, and Walgreens). Earn 2% back when you pay for purchases with Apple Pay. Earn 1% back on other purchases when you use your physical card or pay online using your card number instead of Apple Pay.

    Card Details


    Rewards

    Earn 3% cash back when you use your Apple Card to shop at Apple and select merchants (including Nike, Uber, and Walgreens). Earn 2% back when you pay for purchases with Apple Pay. Earn 1% back on other purchases when you use your physical card or pay online using your card number instead of Apple Pay.


    Recommended Credit

    No Credit History


    Regular APR

    10.99% – 21.99% Variable

    Pros & Cons

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Strong cash-back earning when you use Apple Pay

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Cash back is paid daily into your account

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    No annual fee, late fees, or foreign transaction fees

    Dash icon A dash. It often indicates an interaction to shrink a section.

    No welcome bonus

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Requires an Apple device to earn the most cash back

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Few benefits compared to other rewards credit cards

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    • Earn 3% cash back when you use your Apple Card to shop at Apple and select merchants (including Nike, Uber, and Walgreens)
    • Earn 2% back when you pay for purchases with Apple Pay
    • Earn 1% back on other purchases when you use your physical card or pay online using your card number instead of Apple Pay
    • 0% APR installment financing on select Apple purchases
    • No annual fee, over-the-limit fee, foreign transaction fees, or late fees
    • Apple Card Family allows up to 5 members of your household to be authorized users on your account

    Chase Ink Business Cash® Credit Card

    Ink Business Cash® Credit Card


    Intro offer

    $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening


    Rewards

    Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.

    Chase Ink Business Cash® Credit Card

    Ink Business Cash® Credit Card


    Intro offer

    $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening


    Rewards

    Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.

    Card Details


    Rewards

    Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.


    Intro offer

    $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening


    Recommended Credit

    Good to Excellent


    Regular APR

    15.49% – 21.49% Variable


    Intro APR

    0% intro APR on purchases for 12 months from account opening

    Pros & Cons

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    Broad 5% and 2% cash-back categories (you can earn bonus cash back at office supply stores and at gas stations and restaurants)

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    Intro APR offer for purchases

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    No annual fee

    Check mark icon A check mark. It indicates a confirmation of your intended interaction.

    You can pair this card with a card that earns Ultimate Rewards to redeem your cash back for travel

    Dash icon A dash. It often indicates an interaction to shrink a section.

    Annual cap on bonus categories

    Highlights

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    • Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
    • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
    • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
    • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
    • With Zero Liability you won’t be held responsible for unauthorized charges made with your card or account information
    • No Annual Fee
    • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
    • 0% introductory APR for 12 months on purchases

    Additional Reading

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    Find the best card with streaming benefits for you

    • Chase Sapphire Preferred® Card

    • U.S. Bank Cash ® Visa Signature® Card

    • U.S. Bank Altitude® Connect Visa Signature® Card

    • Ink Business Cash® Credit Card

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.

    Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding Target, Walmart, and wholesale clubs). Earn 2x points on other travel. Earn 1x point per dollar on everything else.

    60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

    5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants 1% cash back on all other eligible purchases

    $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening

    5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. 4X points on travel, gas stations, and EV charging stations. 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney , HBO Max and more! 2X points at grocery stores, grocery delivery, and dining. 1X point on all other eligible purchases.

    50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening

    $95, waived for the first year

    Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.

    $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening

    Chase Sapphire Preferred® Card

    Streaming service earning: The Chase Sapphire Preferred® Card recently underwent a big refresh, with the addition of new benefits and bonus categories — including unlimited 3x points on select streaming services.

    Welcome bonus offer: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening

    Annual fee: $95

    Read more: Chase Sapphire Preferred card review: One of the best rewards credit cards for beginners

    Other benefits: The Chase Sapphire Preferred® Card is still one of the best travel rewards credit cards available today, largely due to its generous welcome bonus offer, broad bonus categories, and valuable redemption options. Cardholders can redeem points at 1.25 cents each for travel booked through Chase or toward eligible purchases through Pay Yourself Back, or get potentially more value by transferring points to Chase’s airline and hotel partners.

    Recent additions to the card include the addition of a 10% anniversary points bonus and up to $50 per year in statement credits for hotels booked through Chase. If you maximize this hotel credit, you can offset more than half of the card’s annual fee.

    Blue Cash Preferred® Card from American Express

    Streaming service earning: It’s hard to beat a rate of return of 6% cash back on any type of purchase, let alone streaming services, but that’s just what this card offers on US streaming subscriptions from select providers including Amazon Music, Apple TV , Audible, Disney , HBO Now, Hulu, iHeartRadio, Netflix, Prime Video, Showtime, Sling TV, SiriusXM, and YouTube Premium, among others. You can find the full list here.

    Welcome bonus offer: $350 statement credit after you spend $3,000 in purchases on your new card within the first 6 months from account opening

    Annual fee: $95

    Read more: Amex Blue Cash Preferred card review: A great welcome bonus and 6% cash back at supermarkets is hard to beat

    Other benefits: This card has to be one of the top all-round cash-back earners since it also accrues 6% cash back at US supermarkets on up to $6,000 in purchases per year (then 1% back), plus 3% cash back at US gas stations and on transit, including taxis, rideshares, parking, tolls, trains, and buses. It earns 1% back on everything else (cash back is received in the form of Reward Dollars that can be redeemed as statement credits).

    Capital One Savor Cash Rewards Credit Card

    Steaming service earning: During the pandemic, Capital One added streaming services as a limited-time bonus category on the Capital One Savor Cash Rewards Credit Card, and it’s now a permanent feature. Cardholders earn an uncapped 4% cash back on eligible streaming purchases, including Netflix, Hulu, Disney , and others.

    Welcome bonus offer: Earn a one-time $300 cash bonus once you spend $3,000 on purchases within 3 months

    Read more: Capital One Savor card review: Earn a $300 bonus and up to 4% cash back in popular categories like dining and entertainment

    Annual fee: $95

    Other benefits: Along with streaming, the Capital One Savor Cash Rewards Credit Card also earns 4% cash back on dining and entertainment purchases, 3% back at grocery stores, and 1% back on everything else. It doesn’t add foreign transaction fees, so you can use it abroad and not worry about incurring extra charges.

    Capital One SavorOne Cash Rewards Credit Card

    Streaming service earning: Like its big sibling, the Capital One SavorOne Cash Rewards Credit Card had streaming as a temporary pandemic bonus category that’s now been made permanent. Cardholders earn 3% back on eligible streaming services like Hulu, Disney , and Netflix.

    Welcome bonus offer: Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening

    Read more: Capital One SavorOne card review: A $200 bonus and strong, useful cash-back categories with no annual fee

    Annual fee: $0

    Other benefits: Cardholders also earn 5% cash back on hotels and rental cars booked through Capital One Travel; 3% back on dining, entertainment, and grocery stores, and this card doesn’t have any caps on the cash back you can earn, even on bonus purchases, which sets it apart from many other cash-back products. 

    U.S. Bank Cash ® Visa Signature® Card

    Streaming service earning: The U.S. Bank Cash ® Visa Signature® Card is a bit interesting in that cardholders can earn 5% cash back on the first $2,000 spent on qualifying purchases in two combined categories that they designate each quarter. They can select a third category in which to earn unlimited 2% cash back. One of the possible 5% categories is TV and internet streaming services.

    Welcome bonus offer: $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening

    Annual fee: $0

    Other benefits: This card’s earning structure is what makes it stand out. Not only is the potential of 5% cash back excellent, but its $2,000-per-quarter cap is also relatively high, as is an uncapped 2% category. The 5% categories include department stores, home utilities, furniture stores, movie theaters, gyms, ground transport, clothing stores, and electronic stores, fast food, and cell phone providers. The 2% categories include solid choices like grocery stores, gas stations, and restaurants. With a little bit of strategy, this card can be a blockbuster earner.

    Capital One SavorOne Student Cash Rewards Credit Card

    Streaming service earning: The new Capital One SavorOne Student Cash Rewards Credit Card, like the regular version of the card, earns an unlimited 3% cash back on eligible streaming services — as well as on dining, entertainment, and grocery stores.

    Welcome bonus offer: $100 cash bonus once you spend $100 on purchases within 3 months of account opening

    Read more: Capital One SavorOne Student Cash Rewards card review: No annual fee and unlimited 3% cash back on dining, entertainment, streaming services, and groceries

    Annual fee: $0

    Other benefits: Like other Capital One cards, the Capital One SavorOne Student Cash Rewards Credit Card doesn’t add foreign transaction fees. Because this card is meant for students just starting out with credit, Capital One will automatically review your account to see if you’re eligible for a credit limit increase, as soon as six months after you open the account.

    U.S. Bank Altitude® Connect Visa Signature® Card

    Streaming service earning: The U.S. Bank Altitude® Connect Visa Signature® Card earns 2x points (effectively 2% back) on streaming services. Plus, each 12-month period, as long as you’ve used the card to pay for eligible streaming services in the previous consecutive 11 months, you’ll receive a $30 credit. 

    Welcome bonus offer: 50,000 points after spending $2,000 in eligible purchases within the first 120 days from account opening

    Annual fee: $95, waived for the first year

    Read more: US Bank Altitude Connect card review: Earn a welcome bonus worth $500 and up to 5x points in great categories

    Other benefits: Cardholders also earn 4x points on travel and at gas stations, 2x points at grocery stores and on grocery delivery and dining, and 1 point per dollar on all other purchases. The card also comes with perks like cell phone protection, a Global Entry or TSA PreCheck application fee credit, and Visa Signature benefits.

    Amazon Prime Rewards Visa Signature Card

    Streaming service earning: Amazon Prime members earn 5% back at Amazon, including annual Amazon Prime membership and its access to Amazon’s extensive original and licensed content.

    Welcome bonus offer: $100 Amazon gift card instantly upon approval

    Annual fee: $0, but you must be an Amazon Prime member to qualify, so you’re looking at either $12.99 per month, or $119 per year

    Read more: Amazon Prime Rewards Visa Signature card review: Prime members earn 5% cash back on Amazon and Whole Foods purchases with no annual fee

    Other benefits: Cardholders also earn 5% back at Whole Foods and then 2% back at restaurants, gas stations, and drugstores, then 1% back on all other purchases. They can redeem their cash back for Amazon.com purchases.

    Apple Card

    Streaming service earning: This relative newcomer earns 3% back on Apple purchases including items from iTunes, the App Store, and subscriptions to Apple Music and Apple TV . Cash back is earned in the form of Daily Cash, which you can use to pay for purchases via Apple Pay.

    Welcome bonus offer: None

    Annual fee: $0

    Other benefits: The Apple Card earns 3% back on Uber, UberEATS, at Walgreens and Duane Reade, in T-Mobile stores, and at Nike (when you use Apple Pay), 2% cash back on Apple Pay purchases, and 1% on everything else. Even more interesting, the card does not charge over-the-limit or late fees, which should give some consumers a little bit of extra breathing room.

    Some cards offer bonus rewards on internet, too

    If you’re thinking of upgrading your internet service or simply want to earn rewards on that expense too, keep in mind that several business credit cards offer bonus points in this category.

    For example, the Ink Business Cash® Credit Card from Chase earns 5% cash back (5x points) on the first $25,000 spent in combined purchases at office supply stores and on internet, cable, and phone services each account year (then 1% back).

    Read more: The Chase Ink business cards all come with hefty sign-up bonuses, and the best one depends mostly on how you spend and travel

    Or consider the Ink Business Preferred® Credit Card, which earns 3x points on internet, cable, and phone services,  shipping purchases, advertising purchases on social media sites and travel, on the first $150,000 in combined purchases spent each account anniversary year in these categories (then 1x).

    • Eric Rosen is a travel and credit card expert who has been helping readers reap the rewards of loyalty programs for over a decade.Eric is based in Los Angeles, though you’ll often find him globetrotting to destinations like Australia, Kenya, and Laos on assignment for publications including National Geographic Traveler, Travel Leisure, Condé Nast Traveler, Bloomberg, and AFAR, among others.
      He covers a mix of award travel, aviation, luxury, food, wine, and wellness. He also recently launched a podcast called Conscious Traveler where he discusses the latest in sustainability, conservation, culture, and community, and how they can inform us to make more meaningful choices when we travel.


      Jasmin Baron is an editor at Insider, responsible for credit card coverage on Personal Finance Insider. She is also a Certified Educator in Personal Finance (CEPF).Before joining the Insider team, she was a senior editor at The Points Guy and Million Mile Secrets, covering credit cards, points and miles, and loyalty programs. Her expertise in maximizing travel rewards grew from over two decades of experience in the aviation industry, including 18 years working as a pilot and flight instructor in her native Canada.You can reach Jasmin at jbaron@insider.com.
      Learn more about how Personal Finance Insider chooses, rates, and covers financial products and services »


    For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

    For rates and fees of the U.S. Bank Altitude® Connect Visa Signature® Card, please click here.

    Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Read our editorial standards.

    Please note: While the offers mentioned above are accurate at the time of publication, they’re subject to change at any time and may have changed, or may no longer be available.

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